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Presentations and Webcasts

These presentations and the related materials were current on the dates indicated and reflect management views as of those dates. Any statements made in these presentations that are not historical facts are forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. All forward-looking statements are subject to various risks and uncertainties that could cause actual results to differ materially from expectations. These factors are discussed more fully in the company's latest form 10Q or 10K.